Corridor guide

Send US Dollar South African Rand

SA agency corridor billing US clients.

Live cost comparison

Calculator pre-seeded for USDZAR. Try your usual invoice amount.

Showing latest calculation.
The leak story
vs PayPal

Your bank just got ZAR 1,175 richer.

That's enough to pay for…
  • 6 months of GitHub Copilot
  • 9 pints of craft beer
  • 5 months of Spotify
Over a year at this pace

You'll leak ZAR 14,105 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
Spread it →
PayPal
4.4% + $0.30 · 2.5% FX markup
Leaky
FeeZAR 823.98
FX leakZAR 444.40
SkimmedZAR 1,268
You keep
ZAR 17,332
Stripe International
4.3% + $0.30 · 2.0% FX markup
FeeZAR 805.38
FX leakZAR 355.89
SkimmedZAR 1,161
You keep
ZAR 17,439
Payoneer
3% flat · 1.5% FX markup
FeeZAR 558.00
FX leakZAR 270.63
SkimmedZAR 828.63
You keep
ZAR 17,771
Winner!
Wise Business
0.5% transparent · 0% FX markup
FeeZAR 93.00
FX leakZAR 0.00
SkimmedZAR 93.00
You keep
Take-home
ZAR 18,507
Open free Wise Business account →
Airwallex
1% intl · 0.6% FX markup
FeeZAR 186.00
FX leakZAR 110.48
SkimmedZAR 296.48
You keep
ZAR 18,304
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
FeeZAR 74.40
FX leakZAR 74.10
SkimmedZAR 148.50
You keep
ZAR 18,452
WorldFirst
0% fee · 0.5% FX markup
FeeZAR 0.00
FX leakZAR 93.00
SkimmedZAR 93.00
You keep
ZAR 18,507
Mercury
Free wires · ~1% FX spread
FeeZAR 0.00
FX leakZAR 186.00
SkimmedZAR 186.00
You keep
ZAR 18,414
Bank Wire (SWIFT)
$25 flat · 3% FX spread
FeeZAR 465.00
FX leakZAR 544.05
SkimmedZAR 1,009
You keep
ZAR 17,591
Deel
3% withdraw · 1.5% FX markup
FeeZAR 558.00
FX leakZAR 270.63
SkimmedZAR 828.63
You keep
ZAR 17,771
Smart Tip

Stop the leak! Based on your parameters, Wise Business saves you ZAR 14,105/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice
ZAR 1,175
Extrapolated yearly
ZAR 14,105
How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

  • Platform fee deltaZAR 730.98
  • FX markup leakage deltaZAR 444.40
  • Per-invoice savingsZAR 1,175
  • × 12 monthsZAR 14,105

Winner breakdown

0.00% better than WorldFirst
Calculation breakdown · Wise Business
Gross billed
$1,000
Platform fee %
0.50%
Total platform fee
$5.00
Conversion rate
18.6000
FX markup
0.00%
Effective rate
18.6000
Receiving amount
$995.00
Hidden FX loss
ZAR 0.00
Total loss
ZAR 93.00
Final payoutZAR 18,507
Related

Related corridors & comparisons