Corridor guide

Send US Dollar → Euro

US clients paying European consultants.

Live cost comparison

Calculator pre-seeded for USD → EUR. Try your usual invoice amount.

Showing latest calculation.

The leak story

vs PayPal

Your bank just got €58.14 richer.

That's enough to pay for…

6 months of GitHub Copilot
9 pints of craft beer
5 months of Spotify

Over a year at this pace

You'll leak €697.68 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.

Know a freelancer leaking the same? Send this their way.

Spread it →

PayPal

4.4% + $0.30 · 2.5% FX markup

Leaky

Fee€40.76

FX leak€21.98

Skimmed€62.74

You keep

€857.26

Stripe International

4.3% + $0.30 · 2.0% FX markup

Fee€39.84

FX leak€17.60

Skimmed€57.44

You keep

€862.56

Payoneer

3% flat · 1.5% FX markup

Fee€27.60

FX leak€13.39

Skimmed€40.99

You keep

€879.01

Winner!

Wise Business

0.5% transparent · 0% FX markup

Fee€4.60

FX leak€0.00

Skimmed€4.60

You keep

Take-home

€915.40

Open free Wise Business account →

Airwallex

1% intl · 0.6% FX markup

Fee€9.20

FX leak€5.46

Skimmed€14.66

You keep

€905.34

Revolut Business

0.4% · interbank FX (0.4% beyond plan)

Fee€3.68

FX leak€3.67

Skimmed€7.35

You keep

€912.65

WorldFirst

0% fee · 0.5% FX markup

Fee€0.00

FX leak€4.60

Skimmed€4.60

You keep

€915.40

Mercury

Free wires · ~1% FX spread

Fee€0.00

FX leak€9.20

Skimmed€9.20

You keep

€910.80

Bank Wire (SWIFT)

$25 flat · 3% FX spread

Fee€23.00

FX leak€26.91

Skimmed€49.91

You keep

€870.09

Deel

3% withdraw · 1.5% FX markup

Fee€27.60

FX leak€13.39

Skimmed€40.99

You keep

€879.01

Smart Tip

Frequency

Stop the leak! Based on your parameters, Wise Business saves you €697.68/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice

€58.14

Extrapolated yearly

€697.68

How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

Platform fee delta€36.16
FX markup leakage delta€21.98
Per-invoice savings€58.14
× 12 months€697.68

Winner breakdown

0.00% better than WorldFirst

Calculation breakdown · Wise Business

Gross billed: $1,000
Platform fee %: 0.50%
Total platform fee: $5.00
Conversion rate: 0.9200
FX markup: 0.00%
Effective rate: 0.9200
Receiving amount: $995.00
Hidden FX loss: €0.00
Total loss: €4.60

Final payout€915.40

Related corridors & comparisons

Wise Business vs Payoneer