Corridor guide

Send US Dollar → Indian Rupee

The largest freelancer corridor on the planet — and the leakiest.

Live cost comparison

Calculator pre-seeded for USD → INR. Try your usual invoice amount.

Showing latest calculation.

The leak story

vs PayPal

₹5,277 — gone, just like that.

That's enough to pay for…

6 months of GitHub Copilot
9 pints of craft beer
5 months of Spotify

Over a year at this pace

You'll leak ₹63,319 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.

Know a freelancer leaking the same? Send this their way.

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PayPal

4.4% + $0.30 · 2.5% FX markup

Leaky

Fee₹3,699

FX leak₹1,995

Skimmed₹5,694

You keep

₹77,806

Stripe International

4.3% + $0.30 · 2.0% FX markup

Fee₹3,616

FX leak₹1,598

Skimmed₹5,213

You keep

₹78,287

Payoneer

3% flat · 1.5% FX markup

Fee₹2,505

FX leak₹1,215

Skimmed₹3,720

You keep

₹79,780

Winner!

Wise Business

0.5% transparent · 0% FX markup

Fee₹417.50

FX leak₹0.00

Skimmed₹417.50

You keep

Take-home

₹83,083

Open free Wise Business account →

Airwallex

1% intl · 0.6% FX markup

Fee₹835.00

FX leak₹495.99

Skimmed₹1,331

You keep

₹82,169

Revolut Business

0.4% · interbank FX (0.4% beyond plan)

Fee₹334.00

FX leak₹332.66

Skimmed₹666.66

You keep

₹82,833

WorldFirst

0% fee · 0.5% FX markup

Fee₹0.00

FX leak₹417.50

Skimmed₹417.50

You keep

₹83,083

Mercury

Free wires · ~1% FX spread

Fee₹0.00

FX leak₹835.00

Skimmed₹835.00

You keep

₹82,665

Bank Wire (SWIFT)

$25 flat · 3% FX spread

Fee₹2,088

FX leak₹2,442

Skimmed₹4,530

You keep

₹78,970

Deel

3% withdraw · 1.5% FX markup

Fee₹2,505

FX leak₹1,215

Skimmed₹3,720

You keep

₹79,780

Smart Tip

Frequency

Stop the leak! Based on your parameters, Wise Business saves you ₹63,319/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice

₹5,277

Extrapolated yearly

₹63,319

How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

Platform fee delta₹3,282
FX markup leakage delta₹1,995
Per-invoice savings₹5,277
× 12 months₹63,319

Winner breakdown

0.00% better than WorldFirst

Calculation breakdown · Wise Business

Gross billed: $1,000
Platform fee %: 0.50%
Total platform fee: $5.00
Conversion rate: 83.5000
FX markup: 0.00%
Effective rate: 83.5000
Receiving amount: $995.00
Hidden FX loss: ₹0.00
Total loss: ₹417.50

Final payout₹83,083

Related corridors & comparisons

Wise Business vs Payoneer