Corridor guide
Send US Dollar → Vietnamese Dong
Fast-growing SE Asia dev corridor.
Live cost comparison
Calculator pre-seeded for USD → VND. Try your usual invoice amount.
Showing latest calculation.
The leak story
vs PayPalYou just lost ₫1,605,090 on this invoice.
That's enough to pay for…
- 6 months of GitHub Copilot
- 9 pints of craft beer
- 5 months of Spotify
Over a year at this pace
You'll leak ₫19,261,080 — that's a PlayStation 5 + 3 games.
Every. Single. Year.
Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
Spread it →
PayPal
4.4% + $0.30 · 2.5% FX markup
Fee₫1,125,220
FX leak₫606,870
Skimmed₫1,732,090
You keep
₫23,667,911
Stripe International
4.3% + $0.30 · 2.0% FX markup
Fee₫1,099,820
FX leak₫486,004
Skimmed₫1,585,824
You keep
₫23,814,176
Payoneer
3% flat · 1.5% FX markup
Fee₫762,000
FX leak₫369,570
Skimmed₫1,131,570
You keep
₫24,268,430
Winner!
Wise Business
0.5% transparent · 0% FX markup
Fee₫127,000
FX leak₫0
Skimmed₫127,000
Airwallex
1% intl · 0.6% FX markup
Fee₫254,000
FX leak₫150,876
Skimmed₫404,876
You keep
₫24,995,124
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
Fee₫101,600
FX leak₫101,194
Skimmed₫202,794
You keep
₫25,197,206
WorldFirst
0% fee · 0.5% FX markup
Fee₫0
FX leak₫127,000
Skimmed₫127,000
You keep
₫25,273,000
Mercury
Free wires · ~1% FX spread
Fee₫0
FX leak₫254,000
Skimmed₫254,000
You keep
₫25,146,000
Bank Wire (SWIFT)
$25 flat · 3% FX spread
Fee₫635,000
FX leak₫742,950
Skimmed₫1,377,950
You keep
₫24,022,050
Deel
3% withdraw · 1.5% FX markup
Fee₫762,000
FX leak₫369,570
Skimmed₫1,131,570
You keep
₫24,268,430
Smart Tip
Stop the leak! Based on your parameters, Wise Business saves you ₫19,261,080/year compared to PayPal.
Switch the rail and reclaim that margin every cycle.
Per invoice
₫1,605,090Extrapolated yearly
₫19,261,080How we calculated it
Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:
- Platform fee delta₫998,220
- FX markup leakage delta₫606,870
- Per-invoice savings₫1,605,090
- × 12 months₫19,261,080
Winner breakdown
0.00% better than WorldFirstCalculation breakdown · Wise Business
- Gross billed
- $1,000
- Platform fee %
- 0.50%
- Total platform fee
- $5.00
- Conversion rate
- 25400.0000
- FX markup
- 0.00%
- Effective rate
- 25400.0000
- Receiving amount
- $995.00
- Hidden FX loss
- ₫0
- Total loss
- ₫127,000
Final payout₫25,273,000
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