Corridor guide
Send US Dollar → Thai Baht
Digital-nomad corridor with heavy PayPal usage.
Live cost comparison
Calculator pre-seeded for USD → THB. Try your usual invoice amount.
Showing latest calculation.
The leak story
vs PayPalTHB 2,307 — gone, just like that.
That's enough to pay for…
- 6 months of GitHub Copilot
- 9 pints of craft beer
- 5 months of Spotify
Over a year at this pace
You'll leak THB 27,678 — that's a PlayStation 5 + 3 games.
Every. Single. Year.
Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
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PayPal
4.4% + $0.30 · 2.5% FX markup
FeeTHB 1,617
FX leakTHB 872.08
SkimmedTHB 2,489
You keep
THB 34,011
Stripe International
4.3% + $0.30 · 2.0% FX markup
FeeTHB 1,580
FX leakTHB 698.39
SkimmedTHB 2,279
You keep
THB 34,221
Payoneer
3% flat · 1.5% FX markup
FeeTHB 1,095
FX leakTHB 531.07
SkimmedTHB 1,626
You keep
THB 34,874
Winner!
Wise Business
0.5% transparent · 0% FX markup
FeeTHB 182.50
FX leakTHB 0.00
SkimmedTHB 182.50
Airwallex
1% intl · 0.6% FX markup
FeeTHB 365.00
FX leakTHB 216.81
SkimmedTHB 581.81
You keep
THB 35,918
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
FeeTHB 146.00
FX leakTHB 145.42
SkimmedTHB 291.42
You keep
THB 36,209
WorldFirst
0% fee · 0.5% FX markup
FeeTHB 0.00
FX leakTHB 182.50
SkimmedTHB 182.50
You keep
THB 36,318
Mercury
Free wires · ~1% FX spread
FeeTHB 0.00
FX leakTHB 365.00
SkimmedTHB 365.00
You keep
THB 36,135
Bank Wire (SWIFT)
$25 flat · 3% FX spread
FeeTHB 912.50
FX leakTHB 1,068
SkimmedTHB 1,980
You keep
THB 34,520
Deel
3% withdraw · 1.5% FX markup
FeeTHB 1,095
FX leakTHB 531.07
SkimmedTHB 1,626
You keep
THB 34,874
Smart Tip
Stop the leak! Based on your parameters, Wise Business saves you THB 27,678/year compared to PayPal.
Switch the rail and reclaim that margin every cycle.
Per invoice
THB 2,307Extrapolated yearly
THB 27,678How we calculated it
Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:
- Platform fee deltaTHB 1,434
- FX markup leakage deltaTHB 872.08
- Per-invoice savingsTHB 2,307
- × 12 monthsTHB 27,678
Winner breakdown
0.00% better than WorldFirstCalculation breakdown · Wise Business
- Gross billed
- $1,000
- Platform fee %
- 0.50%
- Total platform fee
- $5.00
- Conversion rate
- 36.5000
- FX markup
- 0.00%
- Effective rate
- 36.5000
- Receiving amount
- $995.00
- Hidden FX loss
- THB 0.00
- Total loss
- THB 182.50
Final payoutTHB 36,318
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