Corridor guide

Send US Dollar Kenyan Shilling

East Africa's fastest-growing dev corridor.

Live cost comparison

Calculator pre-seeded for USDKES. Try your usual invoice amount.

Showing latest calculation.
The leak story
vs PayPal

KES 8,152 skimmed before it even hit your account.

That's enough to pay for…
  • 6 months of GitHub Copilot
  • 9 pints of craft beer
  • 5 months of Spotify
Over a year at this pace

You'll leak KES 97,822 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
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PayPal
4.4% + $0.30 · 2.5% FX markup
Leaky
FeeKES 5,715
FX leakKES 3,082
SkimmedKES 8,797
You keep
KES 120,203
Stripe International
4.3% + $0.30 · 2.0% FX markup
FeeKES 5,586
FX leakKES 2,468
SkimmedKES 8,054
You keep
KES 120,946
Payoneer
3% flat · 1.5% FX markup
FeeKES 3,870
FX leakKES 1,877
SkimmedKES 5,747
You keep
KES 123,253
Winner!
Wise Business
0.5% transparent · 0% FX markup
FeeKES 645.00
FX leakKES 0.00
SkimmedKES 645.00
You keep
Take-home
KES 128,355
Open free Wise Business account →
Airwallex
1% intl · 0.6% FX markup
FeeKES 1,290
FX leakKES 766.26
SkimmedKES 2,056
You keep
KES 126,944
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
FeeKES 516.00
FX leakKES 513.94
SkimmedKES 1,030
You keep
KES 127,970
WorldFirst
0% fee · 0.5% FX markup
FeeKES 0.00
FX leakKES 645.00
SkimmedKES 645.00
You keep
KES 128,355
Mercury
Free wires · ~1% FX spread
FeeKES 0.00
FX leakKES 1,290
SkimmedKES 1,290
You keep
KES 127,710
Bank Wire (SWIFT)
$25 flat · 3% FX spread
FeeKES 3,225
FX leakKES 3,773
SkimmedKES 6,998
You keep
KES 122,002
Deel
3% withdraw · 1.5% FX markup
FeeKES 3,870
FX leakKES 1,877
SkimmedKES 5,747
You keep
KES 123,253
Smart Tip

Stop the leak! Based on your parameters, Wise Business saves you KES 97,822/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice
KES 8,152
Extrapolated yearly
KES 97,822
How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

  • Platform fee deltaKES 5,070
  • FX markup leakage deltaKES 3,082
  • Per-invoice savingsKES 8,152
  • × 12 monthsKES 97,822

Winner breakdown

0.00% better than WorldFirst
Calculation breakdown · Wise Business
Gross billed
$1,000
Platform fee %
0.50%
Total platform fee
$5.00
Conversion rate
129.0000
FX markup
0.00%
Effective rate
129.0000
Receiving amount
$995.00
Hidden FX loss
KES 0.00
Total loss
KES 645.00
Final payoutKES 128,355
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