Corridor guide
Send US Dollar → Indonesian Rupiah
Design and dev talent hub in SE Asia.
Live cost comparison
Calculator pre-seeded for USD → IDR. Try your usual invoice amount.
Showing latest calculation.
The leak story
vs PayPalYou just lost IDR 1,023,719 on this invoice.
That's enough to pay for…
- 6 months of GitHub Copilot
- 9 pints of craft beer
- 5 months of Spotify
Over a year at this pace
You'll leak IDR 12,284,628 — that's a PlayStation 5 + 3 games.
Every. Single. Year.
Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
Spread it →
PayPal
4.4% + $0.30 · 2.5% FX markup
FeeIDR 717,660
FX leakIDR 387,059
SkimmedIDR 1,104,719
You keep
IDR 15,095,282
Stripe International
4.3% + $0.30 · 2.0% FX markup
FeeIDR 701,460
FX leakIDR 309,971
SkimmedIDR 1,011,431
You keep
IDR 15,188,569
Payoneer
3% flat · 1.5% FX markup
FeeIDR 486,000
FX leakIDR 235,710
SkimmedIDR 721,710
You keep
IDR 15,478,290
Winner!
Wise Business
0.5% transparent · 0% FX markup
FeeIDR 81,000
FX leakIDR 0
SkimmedIDR 81,000
Airwallex
1% intl · 0.6% FX markup
FeeIDR 162,000
FX leakIDR 96,228
SkimmedIDR 258,228
You keep
IDR 15,941,772
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
FeeIDR 64,800
FX leakIDR 64,541
SkimmedIDR 129,341
You keep
IDR 16,070,659
WorldFirst
0% fee · 0.5% FX markup
FeeIDR 0
FX leakIDR 81,000
SkimmedIDR 81,000
You keep
IDR 16,119,000
Mercury
Free wires · ~1% FX spread
FeeIDR 0
FX leakIDR 162,000
SkimmedIDR 162,000
You keep
IDR 16,038,000
Bank Wire (SWIFT)
$25 flat · 3% FX spread
FeeIDR 405,000
FX leakIDR 473,850
SkimmedIDR 878,850
You keep
IDR 15,321,150
Deel
3% withdraw · 1.5% FX markup
FeeIDR 486,000
FX leakIDR 235,710
SkimmedIDR 721,710
You keep
IDR 15,478,290
Smart Tip
Stop the leak! Based on your parameters, Wise Business saves you IDR 12,284,628/year compared to PayPal.
Switch the rail and reclaim that margin every cycle.
Per invoice
IDR 1,023,719Extrapolated yearly
IDR 12,284,628How we calculated it
Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:
- Platform fee deltaIDR 636,660
- FX markup leakage deltaIDR 387,059
- Per-invoice savingsIDR 1,023,719
- × 12 monthsIDR 12,284,628
Winner breakdown
0.00% better than WorldFirstCalculation breakdown · Wise Business
- Gross billed
- $1,000
- Platform fee %
- 0.50%
- Total platform fee
- $5.00
- Conversion rate
- 16200.0000
- FX markup
- 0.00%
- Effective rate
- 16200.0000
- Receiving amount
- $995.00
- Hidden FX loss
- IDR 0
- Total loss
- IDR 81,000
Final payoutIDR 16,119,000
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