Corridor guide

Send British Pound → US Dollar

UK contractor billing US tech clients.

Live cost comparison

Calculator pre-seeded for GBP → USD. Try your usual invoice amount.

Showing latest calculation.

The leak story

vs PayPal

$79.99 skimmed before it even hit your account.

That's enough to pay for…

7 months of Spotify
6 casual lunches out
7 months of GitHub Copilot

Over a year at this pace

You'll leak $959.88 — that's a international flight.

Every. Single. Year.

Plug the leak — route via Wise Business.

Know a freelancer leaking the same? Send this their way.

Spread it →

PayPal

4.4% + $0.30 · 2.5% FX markup

Leaky

Fee$56.08

FX leak$30.24

Skimmed$86.32

You keep

$1,180

Stripe International

4.3% + $0.30 · 2.0% FX markup

Fee$54.81

FX leak$24.22

Skimmed$79.03

You keep

$1,187

Payoneer

3% flat · 1.5% FX markup

Fee$37.97

FX leak$18.42

Skimmed$56.39

You keep

$1,209

Winner!

Wise Business

0.5% transparent · 0% FX markup

Fee$6.33

FX leak$0.00

Skimmed$6.33

You keep

Take-home

$1,259

Open free Wise Business account →

Airwallex

1% intl · 0.6% FX markup

Fee$12.66

FX leak$7.52

Skimmed$20.18

You keep

$1,246

Revolut Business

0.4% · interbank FX (0.4% beyond plan)

Fee$5.06

FX leak$5.04

Skimmed$10.11

You keep

$1,256

WorldFirst

0% fee · 0.5% FX markup

Fee$0.00

FX leak$6.33

Skimmed$6.33

You keep

$1,259

Mercury

Free wires · ~1% FX spread

Fee$0.00

FX leak$12.66

Skimmed$12.66

You keep

$1,253

Bank Wire (SWIFT)

$25 flat · 3% FX spread

Fee$31.65

FX leak$37.03

Skimmed$68.67

You keep

$1,197

Deel

3% withdraw · 1.5% FX markup

Fee$37.97

FX leak$18.42

Skimmed$56.39

You keep

$1,209

Smart Tip

Frequency

Stop the leak! Based on your parameters, Wise Business saves you $959.88/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice

$79.99

Extrapolated yearly

$959.88

How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

Platform fee delta$49.75
FX markup leakage delta$30.24
Per-invoice savings$79.99
× 12 months$959.88

Winner breakdown

0.00% better than WorldFirst

Calculation breakdown · Wise Business

Gross billed: £1,000
Platform fee %: 0.50%
Total platform fee: £5.00
Conversion rate: 1.2658
FX markup: 0.00%
Effective rate: 1.2658
Receiving amount: £995.00
Hidden FX loss: $0.00
Total loss: $6.33

Final payout$1,259

Related corridors & comparisons

Wise Business vs Payoneer