Corridor guide
Send Euro → US Dollar
EU agencies billing US clients in dollars.
Live cost comparison
Calculator pre-seeded for EUR → USD. Try your usual invoice amount.
Showing latest calculation.
The leak story
vs PayPal$68.69 — gone, just like that.
That's enough to pay for…
- 6 months of Spotify
- 9 pints of craft beer
- 6 months of GitHub Copilot
Over a year at this pace
You'll leak $824.28 — that's a PlayStation 5 + 3 games.
Every. Single. Year.
Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
Spread it →
PayPal
4.4% + $0.30 · 2.5% FX markup
Fee$48.15
FX leak$25.97
Skimmed$74.12
You keep
$1,013
Stripe International
4.3% + $0.30 · 2.0% FX markup
Fee$47.07
FX leak$20.80
Skimmed$67.86
You keep
$1,019
Payoneer
3% flat · 1.5% FX markup
Fee$32.61
FX leak$15.82
Skimmed$48.42
You keep
$1,039
Winner!
Wise Business
0.5% transparent · 0% FX markup
Fee$5.43
FX leak$0.00
Skimmed$5.43
Airwallex
1% intl · 0.6% FX markup
Fee$10.87
FX leak$6.46
Skimmed$17.33
You keep
$1,070
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
Fee$4.35
FX leak$4.33
Skimmed$8.68
You keep
$1,078
WorldFirst
0% fee · 0.5% FX markup
Fee$0.00
FX leak$5.43
Skimmed$5.43
You keep
$1,082
Mercury
Free wires · ~1% FX spread
Fee$0.00
FX leak$10.87
Skimmed$10.87
You keep
$1,076
Bank Wire (SWIFT)
$25 flat · 3% FX spread
Fee$27.17
FX leak$31.79
Skimmed$58.97
You keep
$1,028
Deel
3% withdraw · 1.5% FX markup
Fee$32.61
FX leak$15.82
Skimmed$48.42
You keep
$1,039
Smart Tip
Stop the leak! Based on your parameters, Wise Business saves you $824.28/year compared to PayPal.
Switch the rail and reclaim that margin every cycle.
Per invoice
$68.69Extrapolated yearly
$824.28How we calculated it
Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:
- Platform fee delta$42.72
- FX markup leakage delta$25.97
- Per-invoice savings$68.69
- × 12 months$824.28
Winner breakdown
0.00% better than WorldFirstCalculation breakdown · Wise Business
- Gross billed
- €1,000
- Platform fee %
- 0.50%
- Total platform fee
- €5.00
- Conversion rate
- 1.0870
- FX markup
- 0.00%
- Effective rate
- 1.0870
- Receiving amount
- €995.00
- Hidden FX loss
- $0.00
- Total loss
- $5.43
Final payout$1,082
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