Corridor guide

Send Euro → Indian Rupee

European clients paying Indian dev talent.

Live cost comparison

Calculator pre-seeded for EUR → INR. Try your usual invoice amount.

Showing latest calculation.

The leak story

vs PayPal

₹5,735 — gone, just like that.

That's enough to pay for…

6 months of Spotify
9 pints of craft beer
6 months of GitHub Copilot

Over a year at this pace

You'll leak ₹68,825 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.

Know a freelancer leaking the same? Send this their way.

Spread it →

PayPal

4.4% + $0.30 · 2.5% FX markup

Leaky

Fee₹4,021

FX leak₹2,169

Skimmed₹6,189

You keep

₹84,572

Stripe International

4.3% + $0.30 · 2.0% FX markup

Fee₹3,930

FX leak₹1,737

Skimmed₹5,667

You keep

₹85,094

Payoneer

3% flat · 1.5% FX markup

Fee₹2,723

FX leak₹1,321

Skimmed₹4,043

You keep

₹86,717

Winner!

Wise Business

0.5% transparent · 0% FX markup

Fee₹453.80

FX leak₹0.00

Skimmed₹453.80

You keep

Take-home

₹90,307

Open free Wise Business account →

Airwallex

1% intl · 0.6% FX markup

Fee₹907.61

FX leak₹539.12

Skimmed₹1,447

You keep

₹89,314

Revolut Business

0.4% · interbank FX (0.4% beyond plan)

Fee₹363.04

FX leak₹361.59

Skimmed₹724.63

You keep

₹90,036

WorldFirst

0% fee · 0.5% FX markup

Fee₹0.00

FX leak₹453.80

Skimmed₹453.80

You keep

₹90,307

Mercury

Free wires · ~1% FX spread

Fee₹0.00

FX leak₹907.61

Skimmed₹907.61

You keep

₹89,853

Bank Wire (SWIFT)

$25 flat · 3% FX spread

Fee₹2,269

FX leak₹2,655

Skimmed₹4,924

You keep

₹85,837

Deel

3% withdraw · 1.5% FX markup

Fee₹2,723

FX leak₹1,321

Skimmed₹4,043

You keep

₹86,717

Smart Tip

Frequency

Stop the leak! Based on your parameters, Wise Business saves you ₹68,825/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice

₹5,735

Extrapolated yearly

₹68,825

How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

Platform fee delta₹3,567
FX markup leakage delta₹2,169
Per-invoice savings₹5,735
× 12 months₹68,825

Winner breakdown

0.00% better than WorldFirst

Calculation breakdown · Wise Business

Gross billed: €1,000
Platform fee %: 0.50%
Total platform fee: €5.00
Conversion rate: 90.7609
FX markup: 0.00%
Effective rate: 90.7609
Receiving amount: €995.00
Hidden FX loss: ₹0.00
Total loss: ₹453.80

Final payout₹90,307

Related corridors & comparisons

Wise Business vs Payoneer