Corridor guide

Send Canadian Dollar Indian Rupee

Canadian clients billing Indian contractors.

Live cost comparison

Calculator pre-seeded for CADINR. Try your usual invoice amount.

Showing latest calculation.
The leak story
vs PayPal

You just lost ₹3,852 on this invoice.

That's enough to pay for…
  • 4 months of Spotify
  • 10 cups of specialty coffee
  • 4 months of GitHub Copilot
Over a year at this pace

You'll leak ₹46,218 — that's most of a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
Spread it →
PayPal
4.4% + $0.30 · 2.5% FX markup
Leaky
Fee₹2,700
FX leak₹1,456
Skimmed₹4,156
You keep
₹56,793
Stripe International
4.3% + $0.30 · 2.0% FX markup
Fee₹2,639
FX leak₹1,166
Skimmed₹3,805
You keep
₹57,144
Payoneer
3% flat · 1.5% FX markup
Fee₹1,828
FX leak₹886.81
Skimmed₹2,715
You keep
₹58,234
Winner!
Wise Business
0.5% transparent · 0% FX markup
Fee₹304.74
FX leak₹0.00
Skimmed₹304.74
You keep
Take-home
₹60,644
Open free Wise Business account →
Airwallex
1% intl · 0.6% FX markup
Fee₹609.49
FX leak₹362.04
Skimmed₹971.53
You keep
₹59,977
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
Fee₹243.80
FX leak₹242.82
Skimmed₹486.62
You keep
₹60,462
WorldFirst
0% fee · 0.5% FX markup
Fee₹0.00
FX leak₹304.74
Skimmed₹304.74
You keep
₹60,644
Mercury
Free wires · ~1% FX spread
Fee₹0.00
FX leak₹609.49
Skimmed₹609.49
You keep
₹60,339
Bank Wire (SWIFT)
$25 flat · 3% FX spread
Fee₹1,524
FX leak₹1,783
Skimmed₹3,306
You keep
₹57,642
Deel
3% withdraw · 1.5% FX markup
Fee₹1,828
FX leak₹886.81
Skimmed₹2,715
You keep
₹58,234
Smart Tip

Stop the leak! Based on your parameters, Wise Business saves you ₹46,218/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice
₹3,852
Extrapolated yearly
₹46,218
How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

  • Platform fee delta₹2,395
  • FX markup leakage delta₹1,456
  • Per-invoice savings₹3,852
  • × 12 months₹46,218

Winner breakdown

0.00% better than WorldFirst
Calculation breakdown · Wise Business
Gross billed
CA$1,000
Platform fee %
0.50%
Total platform fee
CA$5.00
Conversion rate
60.9489
FX markup
0.00%
Effective rate
60.9489
Receiving amount
CA$995.00
Hidden FX loss
₹0.00
Total loss
₹304.74
Final payout₹60,644
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