Hub · Brazil·Default payout BRL

Freelancer payout calculator for Brazil

The average Brazil freelancer leaks around R$8,000 per year to FX markup, hidden fees and clumsy payout rails. Pick your weapon below.

Top platforms locally
  • wise
  • payoneer
  • stripe
  • deel
Tax / banking note

MEI / Simples Nacional caps apply to gross revenue — record fees as despesas to keep net taxable income accurate.

Showing latest calculation.
The leak story
vs PayPal

You just lost R$341.24 on this invoice.

That's enough to pay for…
  • 6 months of GitHub Copilot
  • 9 pints of craft beer
  • 5 months of Spotify
Over a year at this pace

You'll leak R$4,095 — that's a PlayStation 5 + 3 games.

Every. Single. Year.

Plug the leak — route via Wise Business.
Know a freelancer leaking the same? Send this their way.
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PayPal
4.4% + $0.30 · 2.5% FX markup
Leaky
FeeR$239.22
FX leakR$129.02
SkimmedR$368.24
You keep
R$5,032
Stripe International
4.3% + $0.30 · 2.0% FX markup
FeeR$233.82
FX leakR$103.32
SkimmedR$337.14
You keep
R$5,063
Payoneer
3% flat · 1.5% FX markup
FeeR$162.00
FX leakR$78.57
SkimmedR$240.57
You keep
R$5,159
Winner!
Wise Business
0.5% transparent · 0% FX markup
FeeR$27.00
FX leakR$0.00
SkimmedR$27.00
You keep
Take-home
R$5,373
Open free Wise Business account →
Airwallex
1% intl · 0.6% FX markup
FeeR$54.00
FX leakR$32.08
SkimmedR$86.08
You keep
R$5,314
Revolut Business
0.4% · interbank FX (0.4% beyond plan)
FeeR$21.60
FX leakR$21.51
SkimmedR$43.11
You keep
R$5,357
WorldFirst
0% fee · 0.5% FX markup
FeeR$0.00
FX leakR$27.00
SkimmedR$27.00
You keep
R$5,373
Mercury
Free wires · ~1% FX spread
FeeR$0.00
FX leakR$54.00
SkimmedR$54.00
You keep
R$5,346
Bank Wire (SWIFT)
$25 flat · 3% FX spread
FeeR$135.00
FX leakR$157.95
SkimmedR$292.95
You keep
R$5,107
Deel
3% withdraw · 1.5% FX markup
FeeR$162.00
FX leakR$78.57
SkimmedR$240.57
You keep
R$5,159
Smart Tip

Stop the leak! Based on your parameters, Wise Business saves you R$4,095/year compared to PayPal.

Switch the rail and reclaim that margin every cycle.

Per invoice
R$341.24
Extrapolated yearly
R$4,095
How we calculated it

Difference between PayPal and Wise Business on the same invoice, split into the two leak sources:

  • Platform fee deltaR$212.22
  • FX markup leakage deltaR$129.02
  • Per-invoice savingsR$341.24
  • × 12 monthsR$4,095

Winner breakdown

0.00% better than WorldFirst
Calculation breakdown · Wise Business
Gross billed
$1,000
Platform fee %
0.50%
Total platform fee
$5.00
Conversion rate
5.4000
FX markup
0.00%
Effective rate
5.4000
Receiving amount
$995.00
Hidden FX loss
R$0.00
Total loss
R$27.00
Final payoutR$5,373

Why payouts to BRL leak more than freelancers think

Every cross-border payout hides two costs: the platform fee (visible) and the FX markup (invisible — baked into the rate). The combined damage on a single USD invoice can be 3–8%. Over a year of regular invoices, that compounds into the kind of money that quietly funds someone else's growth — not yours.

This hub uses the same engine as our global calculator, but defaults to BRL payouts and ranks providers most used by Brazil freelancers first.

How to use the Brazil hub

  1. Enter the invoice amount you're billing your client.
  2. Pick the client's currency (default USD).
  3. The calculator ranks all 10 platforms by what actually lands in your bank.
  4. Hit Track this leak to save the loss to your private dashboard.
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